Easily Save $100/Month — Just Snap a Photo and Let AI Do the Rest
Life in Singapore is expensive — groceries, bills, travel, and more.
We had multiple credit cards sitting in our wallets, but we didn’t know which ones were helping… and which were just clutter.
Instead of guessing or filling out comparison forms, we tried something different.
We took photos of the credit cards we already had, told ChatGPT about our lifestyle, and let AI guide us.
🧠 What We Did
- Took clear photos of our existing credit cards — AMEX, Trust, UOB, etc.
- Whited out any sensitive info (like card numbers, names, or expiry dates) before uploading to ChatGPT. ✅ Always protect your privacy!
- Told ChatGPT about our real life:
- We shop at NTUC FairPrice
- My husband flies to ASEAN frequently
- We pay for Singtel and other recurring bills
- Shared links to local credit card comparison sites like:
- Asked ChatGPT:
“Which cards should we use for groceries, travel, telco, etc. — to get the best cashback or miles based on these sites?”
That was it — we got a simple plan, personalized to how we actually live.
🧰 Tools We Used
| Tool | Purpose |
|---|---|
| ChatGPT / GPT-4o | Analyze card images and match cards to lifestyle categories |
| MoneySmart.sg | Check latest cashback and miles promos in Singapore |
| SingSaver.com.sg | Review eligibility and bonus offers |
| Trust Bank App | Track monthly cashback and card performance |
💡 What Changed?
We didn’t apply for any new cards.
We didn’t dig through fine print.
We just used what we had — better.
- Groceries? ✅ Used the card with NTUC cashback
- Travel? ✅ Chose the one that earned miles for ASEAN flights
- Bills? ✅ Got rewards just for paying Singtel as usual
We’re now saving over $100 a month — without any extra effort.
🔑 Why This Worked
Most people pick cards based on ads or freebies.
But when you use GenAI + your lifestyle + real card data, you get a setup that fits you.
It’s like having a personal finance coach, without needing to be one.
✅ Want to Try It?
- Take clear photos of your cards (front only)
- White out personal info (card numbers, names, dates) for privacy
- Tell ChatGPT your spending habits (groceries, telco, travel, etc.)
- Share links to MoneySmart or SingSaver
- Ask:
“Which cards should I use for each category to get the most value?”
Done. You’ll get a smarter, simpler wallet.
💬 Final Thought
GenAI isn’t just for techies or companies.
It’s a tool anyone can use — to save time, reduce stress, and make smarter choices.
No spreadsheets. No jargon. Just real results.